The following privacy policy explains how we use and protect the information about our members. We ask that you read it carefully.

Definitions
Nonpublic personal information means information about you that we collect in connection with providing a financial product or service to you. Nonpublic personal information does not include information that is available from public sources, such as telephone directories or government records.

A nonaffiliated third party is a company that we do not own or control.

Information We Collect
It is important for you to know that in order to ensure that our customers get the very best service and the highest quality products, WestStar Credit Union collects personal, demographic and credit information. This information comes either directly from you, for instance, from your application or other forms; transactions with us or with nonaffiliated third parties; or it may come from an outside source such as a consumer reporting agency. In addition, if you visit our Internet website (www.weststar.org), we may collect certain information about your Internet usage.

If you decide to close your account(s) or become an inactive member, we will follow the privacy policies and practices as described in this notice.

Confidentiality and Security
We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.

Information We Share With Third Parties
We may share nonpublic personal information about you to financial service providers (such as insurance agents). The information we may provide them from applications and other forms received from you might include your name, address, phone number, social security number, assets, or income. The information from transactions with us could include your account balances, account activity, types of accounts, payment history, parties to the transaction, credit history, or Internet usage. We may also provide information about you to nonaffiliated third parties as permitted by law. Nonaffiliate third parties that we may share nonpublic personal information with are obligated to treat your information as confidential and are prohibited from disclosing or using the information except to the extent necessary to perform, administer, or enforce transactions or services agreed upon.

Authorized Sharing
We may provide nonpublic personal information to other companies that perform operational services related to your account, or marketing services for us. The information we may provide them from applications and other forms received from you might include your name, address, phone number, social security number, assets, or income. The information from transactions with us could include your account balances, account activity, types of accounts, payment history, parties to the transaction, credit history, or Internet usage.

Federal law allows us to disclose the information listed above with companies that perform marketing services on our behalf. You do not have a right to opt-out of the disclosure of this information. We may also provide information about you to nonaffiliated third parties as permitted by law. These companies may include credit reporting agencies and companies that provide services related to your account.

Opt-Out Option
We have explained the kinds of nonpublic personal information we may disclose and the kinds of nonaffiliated third parties with who we may disclose this information. If you wish for us not to share your nonpublic personal information with nonaffiliated third parties, you may opt-out by contacting us at 1-800-729-9328 or click here.

Your decision to block the disclosure of your nonpublic personal information, other than the disclosures permitted by law, will apply to all products and services you receive from us and all future promotional materials.

If you have a joint account, an opt-out instruction given by one participant of this account will affect all participants of the account.