| ATM Deposit Adjustment Fee |
$6.00 |
| Empty Envelope Fee |
$35.00 |
| ATM Foreign Inquiry Fee |
$0.25 |
| (non-WestStar/CO-OP ATMs) |
|
| ATM Foreign Share Transfer Fee |
$0.25 |
| (non-WestStar/CO-OP ATMs) |
|
| ATM Foreign Transaction Fee |
$1.50 |
| (non-WestStar/CO-OP ATMs) |
|
| American Express Gift Cheques |
$2.50/pkg |
| American Express Traveler’s Cheques |
1% of purchase |
| Automatic Share Transfer (excludes Line of Credit advance) |
$10.00 |
| Card Replacement or PIN Reissue |
$5.00 |
| Check Collections: Domestic |
$15.00 |
| Foreign |
$30.00 |
| Coin Exchange Fee (Over $100 in coin) |
5% of coin total |
| Copy of Check/Draft/Statement (each) |
$2.00 |
| Counter Checks (8) |
$3.00 |
| DMV Fee |
$50.00 |
| Inactive Account (after 12 months) |
$5.00/mo. |
| Early Closure of Account (within 90-days after opening) |
$25.00 |
| Excessive Share Withdrawal Fee (over 6 per month) |
$2.00/ea. |
| Incorrect Address |
$5.00/mo. |
| IRA Early Withdrawal Fee |
$50.00 |
| IRA Transfer/Closure Fee (See Account Disclosure, IRAs |
$50.00 |
| may be subject to IRS Penalties) |
|
| Legal Processing/Account Reconciliation/Research |
$20.00/hr ($20
minimum) |
| Membership Fee |
$5.00 |
| Minimum Share Balance Fee |
$5.00/mo. |
| |
|
| Money Market Excessive Transaction Fee (over 6 per month) |
$20.00 |
| Money Orders |
$2.00/ea. |
| Negative Balance Fee |
$5.00/day |
| Notary |
FREE |
| Non-Sufficient Funds (NSF) |
$35.00 |
| Online Bill Pay |
FREE |
| Payment Deferral/Extension (based on approval) |
$25.00 |
| Returned Deposit Items |
$10.00/item |
| Returned Loan Payment |
$35.00/item |
| Safe Deposit Boxes (Not currently offered) |
|
| Drill Box |
Pass thru |
| Lost Safe Deposit Key |
$15.00 |
| Second Chance Checking (per month) |
$10.00 |
| Stop Payment (personal checks/WestStar checks/EFT) |
$35.00 |
| VISA Cash Advance (non-WestStar VISA) |
4% ($10 min.) |
| VISA Gold Annual Fee |
NONE |
| VISA Classic Annual Fee |
$20.00 |
| VISA Second Chance Monthly Participation Fee |
$5.00 |
| VISA Credit Card Express Order |
$20.00 |
| VISA Retrieval Request |
$5.00/ea. |
| VISA Return Payment |
$35.00 |
| WestStar/Teller Checks |
$3.00/ea. |
| Wire Transfers Incoming |
FREE |
| Wire Transfers Outgoing |
$10.00 |
| Wire Transfers Foreign (outside the U.S.) |
$20.00 |
| WestStar VISA Cash Advance Fee |
FREE |
