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Secured Loans
Share Secured Loans
If you have little or no credit, a Share Secured Loan will help you create healthy credit history. It works just like a regular loan!
  • Your credit limit is based on your deposit of at least $500
  • Your deposit amount is held in your account as collateral
  • Secure any dollar amount from your available account balance
  • Loan amount is distributed in one lump sum (ie. You have a $500 share secured loan, you receive $500 all at once) for your use
  • Regular on-time payments build or repair your credit history!
The amount held as collateral will remain pledged for the life of the loan. When your loan is paid in full, the secured funds will be released back into your account.

Certificate Secured Loans
You don’t have to pay early withdrawal penalties on your Term Certificate! Instead of cashing in your Certificate before it matures, you can access your funds with a Certificate Secured Loan!
  • Minimum loan amount of $500
  • Borrow up to the entire amount of your certificate!
  • Low interest rates
  • Loan terms up to 60 months
  • Make on-time monthly payments to build credit while you watch your money grow
  • Full access your funds without early certificate redemption!
Click here for more Credit Building Products.
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