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Investments & Retirement Rates
Product Tiered Minimum Tiered Maximum Dividend Rate APY*
$5,000 $24,999.99 1.98% 2.00%
$25,000 $99,999.99 2.37% 2.40%
$100,000 + - 2.57% 2.60%
$500 $24,999.99 1.98% 2.00%
$25,000 $99,999.99 2.37% 2.40%
$100,000 + - 2.57% 2.60%
Term Certificate Rates
Term Minimum Balance Dividend Rate APY*
3 month
$500 2.86% 2.90%
6 month
$500 2.96% 3.00%
1 year
$500 3.11% 3.15%
15 month Promotion
$500 3.93% 4.00%
2 year
$500 3.25% 3.30%
3 year
$500 3.45% 3.51%
4 year
$500 3.69% 3.75%
5 year
$500 3.78% 3.85%
Rates shown include Full House bonus; rates apply to all members temporarily until Full House club is revised.
Savings Accounts Rates
Product Minimum Balance Min Dividends Balance Dividend Rate APY*
$25 $500 0.250% 0.250%
$0 $500 0.250% 0.250%
$0 $500 0.250% 0.250%
$25 $25 0.250% 0.250%
  Rates effective as of 06/25/08
NCUA - National Credit Union Administration, a U.S. Government Agency. Your savings federally insured to at least $100,000 and backed by the full faith and credit of the United States Government. WestStar also provides Excess Share Insurance (ESI) for an additional coverage of $250,000.
  • APY = Annual Percentage Yield.
  • All rates and programs are subject to change.
  • APY is accurate as of the date of publication and is subject to change without notice.
  • Penalty may be imposed for withdrawals prior to maturity.
  • Dividends are paid from current income and available earnings, after required transfers to reserves at the end of a dividend period.   
  • Please refer to "Important Information Regarding Your Account" brochure for additional account disclosures.
  • Please refer to our separate fee schedule for additional information about fees and charges.
  • You must complete one share in your Regular share account as a condition of admission to membership and eligibility for any additional services.  The credit union has the right to transfer from any share account, share draft account or term certificate (excluding IRA) to offset any debt.
  • We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.