No monthly service fee, no minimum balance requirements, no fuss. Sometimes the simplest account is actually the best.
Key Features
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No Monthly Service Fee
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No Minimum Balance Requirements
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Free Debit Card
No Monthly Service Fee
No Minimum Balance Requirements
Free Debit Card
- Simplified checking with just the essentials
- No monthly service fee
- No minimum balance requirements
- Free digital banking services, including:
- Free online banking & bill pay
- Free mobile banking with mobile deposit
- Free eStatements
- Direct deposit available
- Free Mastercard® debit card
- Overdraft Protection available
- No minimum deposit to open
Royal Advantage
A program that rewards our members for their relationship with us. You are automatically enrolled if you meet the qualifications.
Gold
Eligibility: Minimum $1,000 in combined loans and core savings*, direct deposit, checking account, plus one other product**
Benefits
- Free Teller Checks1
- Free Money Orders1
- Free Box of Checks2
- Free Touch Tone Teller
- Free Notary Services
- Free Online Banking
- Free Online Bill Pay
Platinum
Eligibility: Minimum $20,000 in combined loans and core savings*, direct deposit, checking account, plus one other product**
Benefits
- Free Teller Checks1
- Free Money Orders1
- Free Box of Checks2
- Free Touch Tone Teller
- Free Notary Services
- Free Online Banking
- Free Online Bill Pay
- 0.25% Consumer Loan Rate Discount3
- Free Overdrafts5
*Royal Advantage benefits are based on each membership account number’s combined loan balances and core savings (checking, savings, and money market accounts) excluding share certificates and IRAs. Royal Advantage eligibility is determined on a regular basis at a time designated by the credit union. Account must be in good standing and not have caused a loss to the credit union to qualify for Royal Advantage benefits.
**Eligible products include another core savings account (excluding share certificates and IRAs) or loan in addition to a checking account.
1 Limit one per business day.
2 One free box of WCU Exclusive checks per year, valid only on orders placed in person or via Service Center.
3 On approved credit. Discount will be given on the approved rate on any new Signature Loan or New/Used Auto Loan
added to the qualified account. Can not be combined with any other offers.
4 Three (3) Foreign ATM transaction fees waived per month. Platinum members only.
5 Four (4) NSF and/or Overdraft Fees waived per calendar year. Platinum members only.
- Free checking exclusively for members 55 and better1
- No monthly service fee
- No minimum balance requirements
- Includes unlimited check writing
- Enjoy one free box of checks each year
- Access SilverStar discounts on money orders and cashier’s checks
- Free digital banking services, including:
- Free online banking & bill pay
- Free mobile banking with mobile deposit
- Free eStatements
- Direct deposit available
- Free Mastercard® debit card
- Overdraft Protection available
- No minimum deposit to open
1Available to members over 55 who have no record on Chex Systems.